Bad-credit finance · UK

BrightHouse Electricals Alternative

BrightHouse closed in 2020. We offer the same easy-approval model on fridges, washers and cookers — but at 0% APR, online only.

BrightHouse Electricals Alternative
TrustPay
0% APR
No credit check
0% APR TrustPay
Fridges to washers
Same-day approval
Delivered in 10 working days

Who wins on brighthouse electricals alternative?

Bad-credit finance retailers, side-by-side.

Electricals Bad Credit
0% APR · Online · No credit check
★ Winner
BrightHouse (2020)
Closed · Store visits · High APR
PerfectHome
Store visits · High APR
Buy As You View
Meter fitted at home

Common questions

Can I really get a BrightHouse alternative with bad credit?+

Yes. Our TrustPay lender panel approves customers with poor credit, defaults, CCJs and low scores — no hard credit check on eligibility.

How fast is approval?+

Most applications are approved the same day. You'll get a decision in minutes and delivery within 10 working days.

Do I need a deposit?+

No deposit is required for most customers. TrustPay lets you spread the cost with 0% APR representative.

What if I'm on Universal Credit or self-employed?+

We accept both. Provide 2 months of bank statements or benefit letters and we'll match you with a lender.

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